Disclaimers

Advertising Disclosure

This website and business revolve around trust.  You the users, readers, and customers trust me, so I want to be clear about my policy on monetization.  You trust me not to ruin my brand and destroy your trust recommending junk,

I earn money in several ways via this site and my associated sites, including:

  • Selling direct products
  • Affiliate commissions
  • Text and banner ads
  • Some of the affiliate programs include (but are not limited to) Commission Junction, which represents companies like Quickbooks.

For affiliate and partnership links, I recommend products I have analyzed and/or used extensively. For text ads and banner ads, I do not test and/or analyze their products,  these ads may be auto-generated based on your browsing history.

On my blog, I do not accept paid posts. However, I occasionally do “thank you” posts for my sponsors.   On my email list, I will occasionally post sponsored content and clearly label it as such.

I only recommend books, tools, podcasts, etc.. that I use and benefit from using.  It’s as simple as that.  I will not recommend anything I don’t personally use.  IF you trust what I am recommending and think it may be useful to you, then consider the items that are linked throughout this site.

If I find that a product I have recommended is not satisfactory, this will be updated in the recommendations.

Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. Use License

a.  Permission is granted to temporarily download one copy of the materials (information or software) on Company’s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  1. Modify or copy the materials;
  2. Use the materials for any commercial purpose, or for any public display (commercial or non-commercial).
  3. Attempt to decompile or reverse engineer any software contained on Company’s web site;
  4. Remove any copyright or other proprietary notations from the materials; or
  5. Transfer the materials to another person or ‘mirror’ the materials on any other server.

b.  This license shall automatically terminate if you violate any of these restrictions and may be terminated by Company at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on Company’s web site are provided “as is”.  Company makes no warranties, expressed or implied, and hereby disclamins and negates all other warranties or conditions of merchantability, fitness for a particular purpose, or non-ifringement of intellectual property or other violation or rights.  Further, Company does not warrant or make any representation concerning the accuracy, likely results or reliability of the use of the materials on its Internet website or otherwise relating to such materials or on any sites linked to this site. The materials on Company’s

4. Limitations

In no event shall Company or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Company’s Internet site, even if Company or a Company authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Company’s web site could include technical, typographical, or photographic errors. Company does not warrant that any of the materials on its web site are accurate, complete, or current. Company may make changes to the materials contained on its web site at any time without notice. Company does not, however, make any commitment to update the materials.

6. Links

Company has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Company of the site. Use of any such linked web site is at the user’s own risk.

7. Site Terms of Use Modifications

Company may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Company’s web site shall be governed by the laws of the State of New York without regard to its conflict of law provisions.

 

Privacy Policy

This Privacy Policy governs the manner in which the website collects, uses, maintains and discloses information collected from users (each, a ‘User’) of the website (‘Site’). This privacy policy applies to the Site and all products and services offered by company.

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, email address. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use ‘cookies’ to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

Company may collect and use Users personal information for the following purposes:

• – To improve customer service

• Information you provide helps us respond to your customer service requests and support needs more efficiently.

• – To personalize user experience

• We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

• – To send periodic emails

• We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sharing your personal information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.

Changes to this privacy policy

Company has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Warnings & Examples

A Wise Man Learns from the Mistakes of Others: Be Wise and Sign Up

Powered by ConvertKit